We made an important choice last month. We signed up for LegalShield. Some of you may know it as PrePaid Legal, which is what I had when I worked as a teacher.
We now have peach of mind knowing that we can consult with our lawyers before making any legal decisions. This is a one-of-a-king legal services product, where we can speak to a lawyer on any matter without worrying about high legal costs. One flat monthly fee covers everything, and it costs so little.
It covers both of us, and if we had children, it would include any never-married children up to the age of 21 if they live at home, college students up to 23, and any other children up to the age of 18, for whom you are legal guardian. For an additional $1, we could also protect the identity of these children. Which is very important because these are now the targets of Identity thefts, often stolen from their medical records.
The one things we have both said is that the firm starts working on writing our current will, which we needed to update. They quickly prepare the Will, a Living Will, and Healthcare Power of Attorney. That alone we felt was cause enough to buy in.
There must be more than 101 Reasons to use LegalShield. We know we've had to use lawyers recently with the loss of parents, summons written for car accidents, etc. It was great not having to put money down to see the lawyer!LegalShieldhttp://www.legalshield.com/go/paulavillaking
Monday, August 20, 2012
Tuesday, May 1, 2012
What to do while visiting Oahu
Many people nowadays are travelling to the outer islands, e.g. Maui, Kaua'i, and the Big Island, but Oahu has so much to offer that it shouldn't be missed. If you do travel to an outer island, at least consider a one day tour of Oahu, flying over to Honolulu. Tours will pick you up from the airport, drive you to a local restaurant for breakfast, then continue to several Honolulu hotels to pick up the rest of the tour members.
If you choose to stay on Oahu, the beaches of Waikiki are fantastic! Yes, it has become quite built up in the area, but the ocean offers you a relaxing site to visit. You may want to take a sunset sail, or walk over to the beautiful shops just a short walk from the beach.
Not far away is Diamond Head and Kaimana Beach. You may wish to hike up to the dormant volcanic cone of Diamond Head. At the top you have nearly 180 degree views of the southern half of Oahu. You may wish to visit the Memorial Gardens there from WWII. After your hike take a short ride to Diamond Head Market & Grill (3158 Monsarrat Ave) for a plate lunch. Try some delicious local cuisine. Later head to Kapiolani Park for a stroll, or head for a swim in Kaimana Beach.
Make sure to visit the Bishop Museum (1525 Bernice St., Honolulu) where you'll easily spend a whole day learning about the Hawaiian royal family, indigenous plants, see the largest collection of feather cloaks on the islands, and seeing the local skies and stars in their planetarum. You can eat there, bring a picnic, or leave and return after eating at some other local restaurant. Once you pay your entry (they have children & senior citizen prices) you can come and go on that same day.
You certainly can't go to Oahu without visiting Pearl Harbor. You will learn about what happened on December 7, 1941, the day the Japanese attacked the U.S. Navy's collection of warships, including the USS Arizona, the watery grave of over 1100 men. The short boat trip out to the USS Arizona Memorial is a highlight of the trip. While there, don't forget to visit the USS Missouri, a typical WWII battleship. You can package both when you purchase your entry.
Don't skip visiting the Polynesian Cultural Center (PCC), BYU-Hawaii, and the beautiful grounds of the Laie LDS Temple and its Visitors Center.
You can spend the whole day at the PCC. At least one meal iis ncluded in the price of entry depending on what you choose to do. Visit the PCC during the day and you get a buffet meal for lunch. Visit it at night, for the performance on stage, and you may choose between a sit-down meal, or the buffet. Consider spending the whole day there and learning all about the games, instruments, dancing and foods of the polynesian cultures from the South Seas to Hawaii. During the day, make sure to catch the canoe show, where the many different cultures perform native dances from their culture in colorful costumes on large canoes. At night, sit back on your seat in the amphitheater and enjoy the theme of the performances on stage in the cool night air.
While on the North Shore, take a view of Waimea Bay, an area known for their towering waves. Take a hike on the paved Waimea Valley trails to the park's waterfalls and jump into it's deep freshwater pool.
Hanauma Bay Nature Perserve at Oahu's southeasternmost point allows you to snorkel among the many tropical fish protected by the bay. Equipment is available for rent there, or bring your own. Get there early, or late in the day, to avoid the crowds. Take a walk to the scenic Makapuu lighthouse, and watch the paragliders along the rugged shoreline. If you are there between November and April, you will definitely catch a view of the humpback whales that visit the islands for winter.
A visit to Oahu should definitely include a visit to the Iolani Palace, the only palace in the country by the Hawaiian monarchs (364 S. King St.). The last Hawaiian queen (Queen Liliuokalani) was imprisoned there by American leaders after she was abdicated her throne in 1895. A short walk from there is the Hawaii State Art Museum (250 Hotel St.) which presents the works of Hawaiian artists. Even lunch is a work of art at the Museum, or stroll through Chinatown, nearby.
If you choose to stay on Oahu, the beaches of Waikiki are fantastic! Yes, it has become quite built up in the area, but the ocean offers you a relaxing site to visit. You may want to take a sunset sail, or walk over to the beautiful shops just a short walk from the beach.
Not far away is Diamond Head and Kaimana Beach. You may wish to hike up to the dormant volcanic cone of Diamond Head. At the top you have nearly 180 degree views of the southern half of Oahu. You may wish to visit the Memorial Gardens there from WWII. After your hike take a short ride to Diamond Head Market & Grill (3158 Monsarrat Ave) for a plate lunch. Try some delicious local cuisine. Later head to Kapiolani Park for a stroll, or head for a swim in Kaimana Beach.
Make sure to visit the Bishop Museum (1525 Bernice St., Honolulu) where you'll easily spend a whole day learning about the Hawaiian royal family, indigenous plants, see the largest collection of feather cloaks on the islands, and seeing the local skies and stars in their planetarum. You can eat there, bring a picnic, or leave and return after eating at some other local restaurant. Once you pay your entry (they have children & senior citizen prices) you can come and go on that same day.
You certainly can't go to Oahu without visiting Pearl Harbor. You will learn about what happened on December 7, 1941, the day the Japanese attacked the U.S. Navy's collection of warships, including the USS Arizona, the watery grave of over 1100 men. The short boat trip out to the USS Arizona Memorial is a highlight of the trip. While there, don't forget to visit the USS Missouri, a typical WWII battleship. You can package both when you purchase your entry.
Don't skip visiting the Polynesian Cultural Center (PCC), BYU-Hawaii, and the beautiful grounds of the Laie LDS Temple and its Visitors Center.
You can spend the whole day at the PCC. At least one meal iis ncluded in the price of entry depending on what you choose to do. Visit the PCC during the day and you get a buffet meal for lunch. Visit it at night, for the performance on stage, and you may choose between a sit-down meal, or the buffet. Consider spending the whole day there and learning all about the games, instruments, dancing and foods of the polynesian cultures from the South Seas to Hawaii. During the day, make sure to catch the canoe show, where the many different cultures perform native dances from their culture in colorful costumes on large canoes. At night, sit back on your seat in the amphitheater and enjoy the theme of the performances on stage in the cool night air.
While on the North Shore, take a view of Waimea Bay, an area known for their towering waves. Take a hike on the paved Waimea Valley trails to the park's waterfalls and jump into it's deep freshwater pool.
Hanauma Bay Nature Perserve at Oahu's southeasternmost point allows you to snorkel among the many tropical fish protected by the bay. Equipment is available for rent there, or bring your own. Get there early, or late in the day, to avoid the crowds. Take a walk to the scenic Makapuu lighthouse, and watch the paragliders along the rugged shoreline. If you are there between November and April, you will definitely catch a view of the humpback whales that visit the islands for winter.
A visit to Oahu should definitely include a visit to the Iolani Palace, the only palace in the country by the Hawaiian monarchs (364 S. King St.). The last Hawaiian queen (Queen Liliuokalani) was imprisoned there by American leaders after she was abdicated her throne in 1895. A short walk from there is the Hawaii State Art Museum (250 Hotel St.) which presents the works of Hawaiian artists. Even lunch is a work of art at the Museum, or stroll through Chinatown, nearby.
Thursday, April 26, 2012
Staying Healthy
I have never felt "old", still lucid, flexible and energetic. Yet, I must admit the years are catching up with me. I am confident that I will eventually show my age more, but right now I feel great! I am interested in what science and experience has in store for me.
I know I can maintain my mental ability as I age since I like puzzles and learning new things all the time. I am working on how to keep my physical skills in shape, too. I have actually thought about joining a "zumba" class held just down the road about twice a week. We'll see. As it is I have this hill to climb as much as I like. Even the driveway to the house is all uphill! Just wish I had a companion to do it with.
I know I can maintain my mental ability as I age since I like puzzles and learning new things all the time. I am working on how to keep my physical skills in shape, too. I have actually thought about joining a "zumba" class held just down the road about twice a week. We'll see. As it is I have this hill to climb as much as I like. Even the driveway to the house is all uphill! Just wish I had a companion to do it with.
Monday, April 23, 2012
Haleakala National Park
We have a free week of this National Park, so we decided to pull out our warm clothes and head up to the summit on Saturday. Unfortunately Jeff has a head cold and he felt miserable most of the time up there, but had to admit the views were fantastic! Will add new pictures soon.
Another Scam
Today Jeff got an e-mail generated by hackers from my friend's e-mail. This reminded me of a similar one I got about 2 years ago. Somebody had hacked my sister's e-mail account and sent the same message to all her contacts, me included. It said it was from her, using her name, and that she was stuck in Europe without any money to get back, or get a hotel room, so it asked for some money. It was well-written; using expressions an American would use.
It seemed plausible, but I knew I should first call her home to see if she was on some trip. She was actually at home and not travelling. She then had to report the hackers to her provider. As for myself, had I responded, what would these hackers have tried to phish from me?
Well, this new e-mail was supposingly from some man in Cyprus taking care of his cousin. He said "he" (the cousin) suffered from a critical uterine fibroid and that "he" needed to have hysterectomy surgery immediately. He needed $2000 and would anxiously await any response on his e-mail. The friend whose e-mail was hacked actually responded to the e-mail and she got a reply that requested for personal information such as name, address, social security number, etc.
My husband quickly saw the errors in the message. Most adults know that men don't need a hysterectomy since they do not have a uterus! Nor do doctors generally describe uterine fibroids as "critical" in English. It is human tendencies to read e-mails from our friends, but be careful. Do not respond to these e-mails, especially with all the ways to infiltrate your personal computer.
It seemed plausible, but I knew I should first call her home to see if she was on some trip. She was actually at home and not travelling. She then had to report the hackers to her provider. As for myself, had I responded, what would these hackers have tried to phish from me?
Well, this new e-mail was supposingly from some man in Cyprus taking care of his cousin. He said "he" (the cousin) suffered from a critical uterine fibroid and that "he" needed to have hysterectomy surgery immediately. He needed $2000 and would anxiously await any response on his e-mail. The friend whose e-mail was hacked actually responded to the e-mail and she got a reply that requested for personal information such as name, address, social security number, etc.
My husband quickly saw the errors in the message. Most adults know that men don't need a hysterectomy since they do not have a uterus! Nor do doctors generally describe uterine fibroids as "critical" in English. It is human tendencies to read e-mails from our friends, but be careful. Do not respond to these e-mails, especially with all the ways to infiltrate your personal computer.
Saturday, April 21, 2012
Let's try Helping Senior Citizens
Yesterday one I had a wonderful senior citizen friends told me something that recently happened to her and it made me want to help others like her. At least she was lucid enough to do the right thing, but not every elderly person is, so this is for those of you getting on in age, for your protection.
My friend told me that she had gotten a telephone call from somebody claiming to be from Microsoft. He wanted her to turn over the control of her computer to him so he could remove some "bugs" she may have gotten from surfing the internet. I am sure you know what he meant. If you have ever had some problem with your software, you go to the phone and talk with somebody at their site, and they ask for certain numbers, etc., and then they take control of your computer, and you watch your curser being moved about by the person on the other end.
It seems this is a new way to take advantage of people, since everybody has some form of computer nowadays. We can only guess what information this person was seeking for, or his intentions. Yet, it seems more and more senior citizens are falling victim to some sort of scam everyday. There are some manys for these guys to get a quick hit on your phone, or your facebook page, etc. and even if you catch it, they have at least gotten away with a quick buck at your expense! Please note the sites I have listed to help you if any of these ever happen to you.
Well, this friend was smart enough to know she didn't need anybody to clean her computer of "bugs" because she had just done a scan with her security system on her computer. Being the person she is, she nicely said, "No, thank you" and hung up immediately. Morale of this story, Microsoft never calls you out of the blue!
Friday, April 20, 2012
Swimming with the Sealife
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| Sea Turtles swimming around us. |
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| Beautiful Angelfish all fish filmed by Lauren. |
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| Colorful fishes, seen so clearly! |
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| Red Sea Urchin |
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